This page explains how you can use the Clear Debt Hub website, and what applies once you ask us to connect you with your own personal loan lender. Simply browsing this site, or sending us a request, means these terms apply to you — worth a few minutes to read first.
Welcome to Clear Debt Hub. However you're using this site — reading through, weighing your options, or asking us to connect you directly with your own personal loan lender — using it at all means you've read, understood, and accepted everything below.
Before you continue: if anything here doesn't sit right with you, stop and hold off on submitting your information.
This site exists for one reason: connecting you directly with your own personal loan lender. Clear Debt Hub grants you a limited, non-exclusive, non-transferable license to browse and use the site toward that end. A few things aren't allowed:
Breaking any of these gives us grounds to suspend or end your access, without notice, at our discretion.
Clear Debt Hub is a marketing website, not a debt settlement company, law firm, credit counseling agency, or lender. We don't negotiate with your lender on your behalf, and we have no influence over what your lender ultimately offers. What we do is connect you directly with your own personal loan lender's resolution or hardship team — no outside negotiator and no added layer in that conversation.
Submitting a request through this site doesn't change your loan in any way, and it doesn't obligate your lender to offer you anything. Every decision from there — whether to work with you, what terms to propose, how any arrangement is structured — belongs entirely to your lender, under their own review process and the laws they operate under.
We make the connection; we don't make the call. Your request may be shared with lenders in our network, and we may be compensated by those lenders for the connection — but using Clear Debt Hub never costs you anything.
Nothing on this site — the articles, the tools, the guides — is meant to advise you; it's here to inform you. None of it counts as financial, legal, tax, or credit counseling advice. Before making any real decision about your loan or your finances, talk to a qualified professional who understands your complete situation.
We work to keep this content accurate and current, but Clear Debt Hub makes no warranty, express or implied, about its accuracy, completeness, or fitness for any particular purpose. Whatever you choose to act on here, you act on at your own risk.
Any figures, timelines, or example scenarios you see on this site are illustrations, not promises — they don't reflect what your specific lender will offer, or what you'll actually save. Whatever your lender proposes, if anything, comes down to their own review of your account, your balance, and your circumstances at the time you connect.
This site links to, and works with, personal loan lenders, service providers, and other outside websites. Clear Debt Hub isn't responsible for the accuracy, practices, security, or content of any of them. Whatever agreement you reach with your lender is strictly between the two of you.
Before you move forward with any lender, take a few minutes to read their own terms, fees, and privacy policy.
To the fullest extent the law permits, Clear Debt Hub and our officers, directors, employees, agents, and successors won't be liable for indirect, incidental, punitive, special, or consequential damages — including lost revenue or data — stemming from:
These terms are governed by the laws of the State of Texas, without regard to its conflict-of-law provisions. Any dispute arising from or related to these terms falls under the exclusive jurisdiction of the courts of Dallas County, Texas.
We may revise these terms periodically. If you keep using the site after a change, that means you've accepted the updated version — you'll always find the current terms posted right here.
Questions about any of this, or anything else? Here's how to reach us:
Important Lending, Financial Services, E-SIGN & Telephone Consumer Protection Act (TCPA) Disclosures
Lead Generator & Service Disclosure: Clear Debt Hub is a marketing lead generator and referral network and is not a lender, law firm, CPA firm, or government agency, does not make credit or lending decisions, and cannot guarantee approval, loan amount, settlement outcome, rates, or terms. We connect applicants with participating Financial Services Companies and Direct Buyers / Resolution Desks and may share your application information with them; we may be compensated by participating partners for this service. We do not charge an application fee. Programs and loans are not available in all states, and amounts, rates, and terms vary by state and provider.
TCPA Prior Express Written Consent (47 U.S.C. § 227) & E-SIGN Disclosure: By checking the consent box and submitting a request on this website, you provide your electronic signature under the E-SIGN Act and grant prior express written consent under the Telephone Consumer Protection Act (TCPA, 47 U.S.C. § 227) authorizing Clear Debt Hub and its designated Marketing Partners (along with participating Financial Services Companies and Direct Buyers / Resolution Desks) to contact you at the telephone number (including wireless/mobile numbers) and email address provided via recurring marketing, promotional, and informational calls and SMS/MMS text messages using an automated telephone dialing system (ATDS), artificial or prerecorded voice, AI-generated voice, or ringless voicemail, even if your telephone number is currently listed on any Federal, State, or corporate Do-Not-Call (DNC) registry. Consent is strictly voluntary and is not a condition of purchasing any goods or services or obtaining credit or financing. Message and data rates may apply; message frequency varies. Reply STOP at any time to opt out of text messages or HELP for assistance.